UTI Banking & PSU Fund - Direct Plan - Growth Option
UTI Mutual Fund Debt Banking and PSU Fund
Expense Ratio
0.28%
AUM
₹588.69 Cr
Plan Type
Direct
Market Cap
NA
Risk Level
Low
Performance Analysis
NAV trends and returns overview
Returns Performance
Compound Annual Growth Rate (CAGR) across different periods
1 Month
+1.65%
Below Average
6 Months
+4.78%
Below Average
1 Year
+7.59%
Below Average
3 Years
+7.47%
Poor
5 Years
+7.30%
Poor
AUM Growth Analysis
Assets under management trends and growth patterns
Quarterly AUM Trend
Last 20 quarters
AUM Metrics
Key indicators
Current AUM
₹588.69 Cr
Recent Trend
Growing
Stability Score
7.5
Growth Assessment
Declining
Growth Performance
Historical returns
1Y
Annual Growth
-0.45%
3Y
3Y CAGR
+183.28%
5Y
5Y CAGR
+695.55%
Growth Assessment: Declining
• Temporary outflows - monitor performance
• Low liquidity risk with stable flows
Risk Analysis
Volatility metrics and risk assessment indicators
Risk level: Very Low - Conservative investment with minimal price fluctuations
Volatility
2.90%
Annualized standard deviation
Sharpe Ratio
0.470
Poor - Risk-adjusted return
Max Drawdown
-1.10%
Low - Worst decline
Consistency
92.9%
Performance consistency
Volatility Breakdown
Daily Volatility
0.18%
Average daily price movement
Annualized Volatility
2.90%
Expected annual price range
Risk Assessment Guide
• Volatility: Higher volatility means greater price fluctuations and investment risk
• Sharpe Ratio: Higher values indicate better risk-adjusted returns (>1.0 is good)
• Max Drawdown: Shows the largest peak-to-trough decline in value
• Consistency: Higher percentages indicate more predictable performance